We're a diverse group of volunteers who build and launch technologies that aim to improve the lives of millions, even billions, of people. Our goal: 10x impact on the financial exclusion problem, not just 10% improvement.
Public "X" Projects
Currently building FIRE (Financial Independence, Retire Early) products for fun and planning to amplify our work in 2022 with partnerships / collaborations.
At mango X, we’re trying to build a “moonshot factory," a place where the processes and culture make it easier for passionate volunteers to make radical breakthroughs at limited time capacity—repeatedly for financial inclusion.
At mango X, We take moonshots: far-out, crazy sounding ideas that could one day make the world a radically better place financially. There’s no step-by-step manual for what we do, but there are some guidelines that help us improve our odds:
A huge problem in the world that affects millions or billions of people financially.
A radical, crazy sounding solution that may seem impossible today
A technology breakthrough that gives us a glimmer of hope that the solution could be possible within the next decade.
Meet the Xers
Professionals with incredible passion!
Katherine has always been interested in technology from a young age, and this love was cultivated during her FIRST Robotics days, building competitive robots and driving them in competition! Through her high school experiences doing robotics, she gained skills in programming, design, and teamwork. To make a meaningful career out of this love, she majored in Computer Science & Engineering and Management at Bucknell University. Through synthesis of her technical and business skills, interest in finance and financial literacy, and desire to innovate to help others, she is currently an Associate Product Manager at Dow Jones working on WSJ and Barron's digital experiences. Outside of work and volunteering at FinMango, Katherine is passionate about health/wellness, fitness, Philadelphia sports, music, piano and always learning!
Peyton (aka the Mango Legend) is a small business owner that's passionate about financial literacy as a means for people to take greater control over their lives and reach a higher level of freedom and resilience. Some of his favorite things to do are travel, play basketball, and hike.
Oscar is an engineer at Google and passionate about financial and technological literacy as the foundation for wellbeing.
Jack is a young professional from Indianapolis. He is very passionate about helping others, as well as personal finance. He graduated in 2020 from Bucknell with a Mechanical Engineering degree and started his career on the emissions side of the automotive world.
Outside of work he loves to fly-fish and be outdoors/active.
Ryan Bayonnet, CFP®, MSF
Ryan Bayonnet is a Certified Financial Planner® and founder of Hyland Financial Planning, a Fee-Only, Registered Investment Advisory firm in Akron, Ohio. Ryan founded Hyland to empower professionals and families to discover and reach their life goals while building a stable financial future. Through years of education and industry experience, he has acquired in-depth expertise in many areas of wealth management, specifically in retirement planning, tax planning, and investment management. He is a graduate of both the University of Akron and the Ohio State University and his work as a financial advisor has been cited in numerous news organizations including the Wall Street Journal, the New York Times, the Washington Post, and many more.
Marc Via, PhD
Dr. Via is a professor of finance at Kent State University. He received his Ph.D in finance from the University of Alabama in 2014. He greatly enjoy teaching and interacting with students, and he especially values creating new financial perspectives for students new to the subject. His research interests are in the areas of corporate finance and investments. In particular, much of his research focus has been on corporate governance, executive compensation, innovation, corporate social responsibility, and political contributions. In his free time he enjoys spending time with his wife and two daughters. He also enjoys biking and running in the Cuyahoga Valley National Park.
Since graduating from MIT (‘86 BS+MS Computer Engineering, ‘85 BS Journalism), Bill has been wrapped up in data. He arrived at Oracle in time to help usher in SQL for transaction processing, eventually moved on to analytics once there was enough data to analyze, and then with more data and processing power, into machine learning. There’s historical detail at https://www.linkedin.com/in/billmaimone, but his main interest now is in making the world a better place. Hobbies: gardening, beekeeping, triathlon, biotech venture capital
Jareed was born and raised in Cleveland, Ohio. He went to Ohio University and majored in accounting. He is now a CPA working at BDO USA, LLP. He enjoys spending time with family, staying active, and reading about financial literacy.
Peter Kwadwo Asare Nyarko
Peter is an Award Winning & Renowned Financial Literacy Advocate & Educator, Financial and Business Planner, Coach & Consultant, Practicing Accountant, Author, and Public Speaker. Peter is the Founder/CEO of PKAN Capital Consult; a personal finance, group financial planning and business development firm. He cofounded, Center for Financial Literacy Education Africa.
Peter is the Lead for The Improving Financial Awareness and Financial Literacy Movement in Ghana, Lead Ambassador and Advisory Board of The Financial Awareness Foundation. Peter possesses knowledge in accounting in business, personal finance management, business planning and development, principles of cost accounting, and investments.
As a financial literacy advocate and crusader; he maximizes his God given talent of “speaking, writing, and serving people” as he continuously coaches and talks to people in all walks of life.
Rosemarie has always had a passion for finance and helping people achieve their goals. She pursued these passions by going to the University of Akron and graduating with a degree in Financial Planning and Financial Management. She has continued to grow her passions by working in the financial planning industry and working with FinMango. In her spare time, Rosemarie enjoys sailing, hiking, skiing, and playing tennis.
Sam is a yo pro living in Minneapolis, MN. He combats angst by running, baking loads of wild yeasted bread, and thinking about saving, budgeting, and resource allocation. He has served with FinMango in a variety of roles: as a Data Scientist on the Advisory Board helping along the FinCubator project in its early days, mentoring high school students cutting their teeth on data analytic and visualization methods for Mango Bob's investment course, and now contributing to the evolving demands and moonshots of Mango X.
Christos Andreas Aristoteles Makridis, PhD
Christos serves as a Research Professor at the W. P. Carey School of Business and Research Affiliate at the Global Security Initiative (both in Arizona State University), a Digital Fellow at the Digital Economy Lab in Stanford University, a Non-resident Fellow at the Institute for Religious Studies at Baylor University, an Adjunct Scholar at the Manhattan Institute, a Senior Adviser at Gallup, a Non-resident Research Scientist at Datacamp, a Senior Adviser for the National Artificial Intelligence Institute at the Department of Veterans Affairs, and an entrepreneur. Christos previously served on the White House Council of Economic Advisers managing the cybersecurity, technology, and space activities, as a Non-resident Fellow at the Cyber Security Project in the Harvard Kennedy School of Government, as a Digital Fellow at the Initiative at the Digital Economy in the MIT Sloan School of Management, and as a Visiting Fellow at the Foundation for Defense of Democracies. Christos’ primary academic research focuses on labor economics, the digital economy, and personal finance and well-being. He also writes frequently for syndicated outlets in the press and serves on the Council of Advisers for the National Center on Sexual Exploitation. Christos earned a Bachelor’s in Economics and Minor in Mathematics at Arizona State University, as well a dual Masters and PhDs in Economics and Management Science & Engineering at Stanford University.
Monica Millares Ruiz
Monica is a dynamic Fintech entrepreneur passionate about delivering solutions that create change in people’s financial lives. She is usually called a “true global citizen” as she is from Mexico, lived over 9 years in London, and currently lives and works in Kuala Lumpur, Malaysia. She is also a life and mindset coach, and hosts Celebrate You! - a personal development, money and entrepreneurship podcast for the Millennial woman.Monica’s expertise is in digital banking, product development, and customer experience. In 2017 she joined BigPay as part of the founding team with the vision to build the first South East Asian challenger bank. Prior to BigPay, she started her Fintech journey in Tandem Bank in London. Monica holds a Masters degree in Information Systems from the London School of Economics and has a background in Industrial Engineering.
Humberto González Huitzacua
Humberto holds 21 years of corporate and international experience, 15 of which in finance, including posts in Asia (Hong Kong), North and Latin America (USA, Mexico and Chile). During his time in Banks, he specialized in payments and all electronic solutions that improve liquidity for business. Now, he dedicates his time to generate a community that helps micro (and nano) business to implement digital channels to prepare better for the "new normal"(specially after COVID). He's a curious and driven person, with a firm belief in education and entrepreneurial mindset, through concrete results, commitment and learning when things don’t go as planned. Highly motivated and chatty by nature.
Patricia M. Page, PhD
Patricia (Pat) Page, a Management and Finance educator, holds graduate degrees in Business Administration and Education, and a PhD specializing in Educational Technology. Her varied career includes senior-management positions in the public and private sector with responsibility for organizational development, compensation and benefits, and information technology.
As Rhode Island’s 2014 Teacher of the Year and Vice President of RI Jump$tart, Pat’s state and national efforts center on building collaborative partnerships between the classroom and workplace, and championing financial capability within today’s youth and underserved populations. Pat’s direct and engaging communication style, and proven ability to connect policy and practice with measurable outcomes, makes her a sought-after keynote speaker and workshop facilitator. Her topics include personal finance education, public-private partnerships, and experiential learning.
Margaret Brooks, PhD
Dr. Margaret Brooks, a graduate of Brown University, is the Director of Financial Literacy and Economic Education and Professor of Economics at Bridgewater State University in Massachusetts. She is a distinguished economist who is often quoted in the press and is a well-known advocate for online education. Dr. Brooks has offered innovative economics workshops and programs for New England teachers and students for over 20 years. She also regularly organizes successful conferences and programs on the topic of financial education. Dr. Brooks serves as the President of two non-profit organizations: the Rhode Island Jump$tart Coalition and the Rhode Island Council for Economic Education. She is also the Executive Director of the Massachusetts Council, a program of Council for Economic Education. In 2015, RI Jump$tart was awarded the 2015 Best Practice Advocacy Award by the RI Foundation. In 2016, Dr. Brooks was honored to receive the national 2016 EIFLE (Excellence in Financial Literacy Education) Educator of the Year Award. RI Jump$tart was recognized as the 2020-2021 State Coalition of the Year.
Scott is the proud founder of FinMango. His humanitarian work has received international recognition in dozens of media articles, including Google.org, CNN, The New York Times, NBC, The Daily Beast, and TIME Magazine. He can also be found on TED.com as a 2x TEDx speaker in countries he doesn't speak the language in (Portuguese/French) and has spoken to over 100 high schools, universities, and conferences.
He's a steward of the earth and a champion for the poor. Currently co-authoring a children’s book about marine life and the effects of pollution and loves to relax with tennis, yoga, basketball, & kayaking.
Mango X Fellows
Born in Germany, raised in Charlottesville, Virginia, I am an entrepreneurial-minded commerce major at the University of Virginia, with a passion for helping others and creating an impact on the world!
Patrick is a rising sophomore at the University of Virginia studying Computer Science and on the Pre-Commerce track. He's passionate about leveraging emerging technologies to empower disenfranchised communities and create a more sustainable and equitable world. In his free time, he enjoys drinking boba, volunteering, and watching the Washington Wizards lose basketball games.
Dominic was born and raised in Columbus, Ohio, and is currently a senior at The Ohio State University where he is pursuing a major in Finance along with minors in Engineering Sciences and Business Analytics. Outside of the classroom, he is interested in soccer, mental health, coding, and very passionate about giving back and helping everyone receive the same education regarding financial literacy that he has been lucky enough to receive.
Have a Moonshot idea? Tell us about it.
Project of FinMango, a 501(c)(3) non-profit.